As nonprofit organizations, credit unions are able to provide a wide range of financial products and services at a lower cost than other financial institutions. Since the statutory mission of credit...
Due to the stimulus packages designed to help families during the pandemic, credit unions have seena steep increase in deposits. But higher volumes of deposits bring on a new challenge; namely,...
When it comes to portfolio diversification strategies, there are no one-size-fits-all solutions that could meet the needs of every credit union. In general, however, a credit union must be efficient...
Diversification involves investing in different products across various asset classes in order to reduce portfolio risk while maximizing the expected return. Although optimal portfolio...
The number of home sales in the US rose unexpectedly in May 2020, exceeding both the number of homes sold in April 2020 as well as the home sales recorded during the same period last year. As most...
According to CUNA, many credit unions have reported rising liquidity and lower loan origination volumes over the past few months. As this trend is expected to continue particularly due to the current...