Persistent inventory shortage remains a major cause of the affordable housing crisis. But supply shortfall is just one facet of the problem. Although providing higher volumes of affordable properties
The fact that manufactured home loans deliver some of the most lucrative investment opportunities is not a secret. However, many categories of investors, including banks and credit unions, are...
A study published by the Darla Moore School of Business at the University of South Carolina confirms that diversification minimizes overall portfolio risk and improves performance, which will result...
For years, technology advances along with a wide variety of cost-effective, quality loan origination and servicing solutions have made it possible for banks and credit unions to outsource their...
More than 60 years ago, Harry M. Markowitz, a famous American economist and winner of the Nobel Prize in Economics, introduced the modern portfolio theory (MPT) in his paper “Portfolio Selection” to...
As a general rule, lending goes hand in hand with economic growth, fact also demonstrated by a new report published on the NCUA’s website. According to the report, the credit unions participating in...