Diversification is one of the most important elements of a solid loan portfolio. But even though diversification has a significant impact on portfolio performance, it is the asset quality that...
Trying to predict with certainty which loan programs will prosper in the long run can be very difficult, if not impossible. It is for this reason a bank that wants to increase its loan portfolio...
Specializing in lending to certain consumers, manufactured home lenders shouldn’t rely solely on conventional methods for collecting information and analyzing applications but also on direct...
Building a solid loan portfolio is often a daunting and never-ending process. Regardless of the strategies adopted, there comes a time when a bank or credit union must add new products to its...
Reducing risks is no longer enough to improve loan portfolio performance. To ensure portfolio profitability, a credit union should shift its focus toward the markets it is currently missing out on.
Persistent inventory shortage remains a major cause of the affordable housing crisis. But supply shortfall is just one facet of the problem. Although providing higher volumes of affordable properties